Your health truly matters to us

Your health is your true wealth, and in a world where you are exposed to jam-packed schedules, increasing workloads and stress related health issues, it’s important to put safety measures in place.  Keep in mind that coverage is not usually provided by Life Savings and Loan Protection Insurance for medical conditions which have little chance of recovery.

  1. Low interest rates, with up to five years to repay your loan
  2. Flexible repayment options
  3. Make extra repayments to pay off your loan quicker.
  1. Must be covered by a health and medical insurance scheme such as the Public Service Medical Scheme
  2. Have 20% of the requested loan amount held in your regular shares account if loan will be secured by a co-maker
  3. Have 10% of the required amount held in shares if the loan is secured by a first legal mortgage
  4. Letter from medical practitioner
  5. Statement of affairs showing monthly commitments and income and expenditure
  1. I am having trouble this month making the payment.  What should I do?
    We encourage you to contact your Loan Analyst immediately upon experiencing difficulty making your payments.  We will work with you to find a solution.
  2. My loan is on automatic payments it is due on a weekend or holiday, when will it post on my account?
    Automatic payments are scheduled to transfer to the loan in the evening.  In the event that the payment is scheduled for the weekend or a holiday, the payment will transfer to the loan the next business day, in the evening. The delayed processing will not negatively impact your account.
  3. My payment might be a few days late, will there be a fee?
    No late fee will be applied to your balance, however, your interest due to date might exceed your regular monthly payment. Contact your loan analyst to find out the implications of late loan payments on your account.

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Special Opening Loan Promotion

Our Own Your Own Loan Promotion is the opportunity that you have been waiting for to meet that need, want and dream.