Job Summary:

The job holder is responsible for identifying and managing relationships with small and medium-sized business clients to expand the business loan portfolio. The primary goal is to expand the loan portfolio by sourcing, structuring, and closing business loan opportunities.

Duties would include: 

1. 1. Developing and delivering engaging presentations to various audiences, including existing and potential members.
   2. Building and maintaining strong relationships with industry professionals, government financial intermediaries, and strategic partners to promote Ariza’s business loan services.
   3. Guiding members through the business loan application process, ensuring all documentation and compliance requirements are met.
   4. Reviewing and analyzing financial data and business loan applications in accordance with established policies.
   5. Collecting and interpreting industry data to support informed lending decisions.
   6. Preparing and submitting loan applications for approval.
   7. Collaborating with internal teams to ensure efficient loan processing and exceptional member service.
   8. Supporting marketing initiatives by contributing to the development and execution of promotional programs.
   9. Managing and utilizing pipeline reports to prioritize outreach and follow-ups.
   10. Ensuring timely loan processing, disbursement, and collections to maintain a healthy loan portfolio.
   11. Representing Ariza Credit Union at community and industry events to enhance visibility and foster new business opportunities.
   12. Assisting in managing delinquency levels and contributing to risk mitigation strategies.
   13. Conducting annual portfolio reviews and business visits to identify opportunities and assess risk.
   14. Staying informed on financial industry trends, market conditions, and competitor offerings to enhance Ariza’s competitiveness.
   15. Cross-selling and upselling Ariza’s products and services to meet member needs.

Requirements:

Minimum Education & Training:

• Bachelor’s degree in Finance, Banking, Accounting, Business, or a related field. 
• A professional certification in Credit Underwriting from a recognized institution will be an asset

Preferred Experience:

At least three (3) years’ experience in a similar role underwriting loans. Preferred Competences, Qualities & Character Traits:

1. Proficiency in Microsoft Excel and Word. Working knowledge of Sharetec software would be an asset.
2. Excellent emotional intelligence and customer service skills.
3. Excellent written and verbal communication skills.
4. Excellent organizational skills and attention to detail.
5. Good analytical and problem-solving skills.
6. Extensive knowledge of business, residential and other loan underwriting policies and procedures.
7. Ability to create, implement, and monitor budgets.
8. Ability to read and understand financial statements.

Interested persons are invited to submit their applications to hr@arizacu.com (in PDF via email only with subject line “Business Development Analyst I”) no later than 19th November 2025.