Job Summary:

The Loan Analyst II will provide front end service to borrowing members as part of the lending  process, in accordance with ‘The Ariza Way’ loan delivery standard.

Responsibilities would include:

1. Engages with and advises members on viable borrowing solutions, providing financial  counselling and making appropriate recommendations, especially where requests do not meet  lending standards.  
2. Analyses and evaluates members' loan requests, including assessing eligibility for pre-approval.  
3. Prepares accurate and viable loan applications for submission to the approving body according to  the established processes, and in compliance with policies, regulations, and by-laws.  
4. Approves loans within the designated limit, in compliance with policies, regulations and by-laws.  
5. Reviews and monitors monthly post loan disbursement and delinquency reports, makes collection  calls and takes the necessary actions/steps to correct past-due status, for members in assigned  portfolio.  
6. Performs loan closing activities according to the established processes.  
7. Manages assigned portfolio in accordance with policies and procedures to capitalize on business  opportunities for loan growth.  
8. Cross sells the Credit Union products and services and develops new business through targeting.  
9. Reviews various departmental reports and take the necessary actions to address matters. Prepares  and submits reports as agreed and/or requested. 
10. Updates and maintains credit and lending records and files.  
11. Develops and maintains system for workflow to ensure efficiency, personal effectiveness and  service excellence.

Requirements: 

• Bachelor’s degree in finance, Banking, Business, or related field required. 
• Certified Residential Underwriter (CRU) or other related Professional Certification  

Experience: 

Five (5) to eight (8) years of experience underwriting loans, including mortgages.  

Key Competences and Attributes: 

• Excellent emotional intelligence and customer service skills.  
• Excellent written and verbal communication skills.  
• Excellent organizational skills and attention to detail  
• Excellent credit risk analysis techniques.  
• Extensive knowledge of residential and other loan underwriting policies and procedures. • Strong knowledge of applicable laws, regulations, and by-laws.  
• Good understanding of Credit Union philosophies and principles.  

Salary:  Grade 11: $54,291.00 - $76,007.54 

Deadline:
Interested persons are invited to submit their applications to hr@arizacu.com (in PDF via email  only with subject line “Loan Analyst II” no later than Monday 4th May 2026.